作为雇主, you recognize that choosing a retirement plan for your employees is a pivotal step in securing their financial well-being. One of the key decisions they'll face on this journey is choosing between a Roth and a traditional pretax 401(k). 我们知道做出这样的选择是很有挑战性的, so we’re breaking it down for you to equip your employees to make decisions that impact their unique circumstances.
sponsors are familiar with solutions like multiple employer plans (MEPs) and pooled employer plans (PEPs). But one of the least well-known plans may be the most effective solution for plan sponsors who are looking to cut costs and maintain local service and plan design flexibility – the “group of plans” arrangement.
episode 32: pedal fast so the future is not your fault; default into savings now
本周, 在第32集, Pedal Fast So The Future Is Not Your Fault; Default Into Savings Now, 我们从保罗·麦克尤恩那里得到了一些批判性的见解, 注册会计师, MTax, AIFA, 意图’s principal and director of benefit plan services – if the private sector doesn’t take control of America’s retirement problem, 政府迟早会这么做. 业务…… 继续
There is so much noise in the marketplace regarding the fiduciary responsibility of plan sponsors it’s no wonder people are confused. The confusion starts with who is a fiduciary so it’s important to note that fiduciary status is based on the functions performed for the plan, 不是一个人的头衔. 你的计划的受托人通常会… 继续
许多企业主继续面临经济挑战, employers are seeking ways to reduce or eliminate retirement plan contributions as one way to control their business costs. The following are answers to some of the most frequently asked questions about eliminating or freezing fixed contributions under safe harbor 401(k) plans. 雇主可能会冻结…… 继续